Understanding Your Loan Options
There are more ways to finance a home than most people realize. Here is the plain-language version. For the full detail on each program, see the loan types on the homepage.
Conventional loans
The most common option; flexible, with competitive terms for those with solid credit.
FHA loans
Lower down payment and more forgiving credit requirements; popular with first-time buyers.
VA loans
For eligible veterans and service members; often no down payment required.
USDA loans
For eligible rural and suburban buyers; can offer no-down-payment financing.
Jumbo loans
For homes above standard conforming loan limits.
Refinancing and home equity options
For homeowners looking to lower a rate, change terms, or tap equity responsibly.
The "best" loan is not the one with the flashiest headline — it is the one that fits your numbers and your plans. That is a math conversation, and it is one Robert is glad to walk through with you.
Buying outside Tennessee? Illinois, Indiana, and Florida applications route to Robert's trusted lending partner.
This page provides general educational information only. It is not financial, legal, or tax advice, nor a commitment to lend. Programs, guidelines, and requirements are subject to change, and not all borrowers will qualify. Robert Gass, NMLS ID 2844920 · Marketplace Mortgage Inc., Company NMLS 2429405 · Equal Housing Opportunity. Licensed in Tennessee and serving clients statewide; for lending needs in other states, Robert can connect you with a qualified partner.